Home | You have us to Trust

Helping You

Secure a deal

Are you ready to take advantage of our reputation for quick closings and dependable loans? Get in touch with us today to learn more about our loan products and services!

Apply Now Contact Us

We meet your Every need

We have you in mind

1st Century Financial Services, LLC assists businesses in financing all phases of real estate development, from acquisition of land through construction.

Competitive Rates

Rates like no other

Our rates are unbeatable. We lend with rates that enables your repayment easy

Apply Now

SJV Financing

Structured joint venture financing maximizes cash flow potential for the borrower by including the lender as an additional investor in the project.

Asset-Based Lending

Asset-based lending is the perfect financing solution for a growing business looking to obtain working capital.

Multi-Family

The senior brokers at 1st Century Financial Services, LLC Partners can facilitate financing for the acquisition, purchase, refinance, development and rehabilitation of multi-family properties.

As a nationally recognized direct private lender, 1st Century Financial Services, LLC is uniquely able to create individualized loan solutions that meet any need, no matter how urgent or how complex. With loans on real estate assets of all types and qualities, ranging from $500,000 to $50 Million, 1st Century Financial Services, LLC offers you the strength of an institutional lender combined with the flexibility and creativity you can only find with an established private lender.

Why 1st Century Financial Services, LLC?

Simply put, we are dedicated to success – the success of our clients, as well as the investors and brokers who put their faith in us. We have the expertise, scope of knowledge, access to capital and creativity to act quickly and make the sound business decisions you need to meet your objectives.

We are smart

1st Century Financial Services, LLC has the depth of industry knowledge and financial strength to solve even the most complex problems with speed and reliability

We are responsible

Our clients are looking for smart solutions. And with more than $500 Million in commercial real estate loans closed each year – that’s exactly what 1st Century Financial Services, LLC delivers.

"We promote diversity because we can’t deliver on our strategy without it"

1st Century Financial Services, LLC is a Atlanta, GA-based direct private lender. Since its inception, 1st Century Financial Services, LLC’s team has originated, purchased and managed over $500,000,000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets. With over 10 years of collective experience as the premier bridge lender in the NationWide markets, 1st Century Financial Services, LLC has cultivated a well-earned reputation within the real estate community, while lending on virtually every type of commercial real estate asset including mixed-use, multi-family, retail, condominiums, land and new construction.

Our Process

Send Us an Application

Use the online form to send us an application. We will review and get back to you asap.

We get you approved

We get you approved without delay. We provide you the necessary documents for your undersigning

We offer our terms

We get you to review our rates on your repayment plan and duration. We work with what suites you best.

We fund you

We will send you funds via wire to details sent to us in the process of application

3298

Case Solved

337

Advisors

2321

Loan Processed

109

Locations

We Give Trusts Testimonials

“While the task of simultaneously selling two homes and buying another was daunting, at best, the team at 1st Century Financial Services, LLC made it all seem easy. They not only performed several magic acts [to help us get the job done], they did it with professionalism and an expertise that - like our mortgage - was "jumbo!" We are beyond grateful that Advantage was watching our backs.”

Deslie Telley TX

“Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. The team at 1st Century Financial Services, LLC was able to boil down all the rates and acronyms into logical information we needed to make the right decision. Steve went out of his way to make sure we got the best available loan at the lowest possible rate. I recommend 1st Century Financial Services, LLC to anyone in the market for a mortgage.”

Mavin Dixon NY

“As a trusted financial advisor, I need and expect the utmost in service for my clients, and that is exactly what 1st Century Financial Services, LLC always delivers. They handle all of the tedious paperwork and make the process painless. In fact, many of my clients have returned to the 1st Century Financial Services, LLC time and again for all of their additional mortgage needs.”

Minter Puchan GA

“I continually recommend 1st Century Financial Services, LLC to my valued clients. I appreciate his expertise and ability and willingness to work with more than one lender to help us to reach our goals. His dedication and commitment to servicing his client's requirements, coupled with his mortgage and real estate law expertise as an attorney himself, make him unique in the industry and invaluable.”

Tian Gray NC

“I refer all of my clients to 1st Century Financial Services, LLC, and I trust their work so much that I have obtained all of my own loans through them as well. They do an exhaustive search to get you the best rate and find the best mortgage program available. Their ability to structure solutions and find advantageous financing sets them apart.”

Jeroge Tinker FL

Confused on how to go about the process? You do not need worry.

Our team of experts will get back to you in the soonest time possible. Start now and get funded.

1st Century Financial Services, LLC