Our professional team of lending experts structures creative options for a variety of short-term financing needs. Our loans offer solutions to a wide range of scenarios, some of which include:
Acquisitions
Pre-Stabilized / Lease-Up
TI’s / Build-Outs
Partner Buy-Out
Re-Traded Loan Terms
Refinance / Pay-Downs
New Construction
Site Acquisition / Land
Ground Lease Buy-Out
Quick Close
Repositioning / Value-Add
Redevelopment
Recapitalization
Sponsor Credit Concerns
Cancelled Bank/CMBS Commitments
Our process is effectively designed to be simple and efficient. This includes an expedited approval process, ability to close quickly and, most importantly, certainty of execution.
1st Century Financial Services, LLC lending program offers competitive terms with a high degree of flexibility – the proverbial box does not exist, which allows us to structure loans creatively and provides our borrowers with a broader offering of financing options. We lend on all property types, including specialty uses and land. In addition, we are not confined geographically, as we have the ability to lend in all 50 states – primary, secondary and tertiary markets.
As a private and direct lender, all of 1st Century Financial Services, LLC’s loans are underwritten and processed internally. Our in-house underwriting staff can quickly assess your loan request and provide a prompt determination of interest. Post-closing, all loans are held on our balance sheet and serviced in-house, allowing immediate attention to any questions or requests regarding your loan. We value and develop productive relationships with our borrowers to provide innovative lending strategies that best suit our borrowers’ needs.
